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How to make UPI payment without internet - 2022 guide

In this article, we will learn a simple way to make UPI payment without internet - 2022 guide. Have you ever had such a situation? When you are making a payment to a friend or someone else through mobile UPI, and then the internet connection gets interrupted or your internet speed slows down. Your payment could not be done because of this reason. If yes then this article is for you!


make UPI payment without internet - 2022 guide

How to make UPI payment without internet - 2022 guide


Make UPI payment without internet 

  • Setting up UPI payments is quick and easy.
  • To set up UPI payments, you need a mobile number linked to your bank account. On your smartphone, dial *99#.

make UPI payment without internet - 2022 guide


  • Then choose the language you want and then enter your bank name or first 4 letters of your bank IFSC.

make UPI payment without internet - 2022 guide



  • A list of Bank name will be displayed. Select the bank name.
  • Enter a last 6 digits of your debit card with the expiry date separated by single space.
  • Now you have successfully finished setting up of UPI.


For Payment

  1. On your smartphone or feature phone, dial *99#.
  2. Choose from the option displayed.  Press 1 for mobile number or 3 for UPI Id option.
  3. After Selecting UPI ID option. Enter UPI ID of the person you want to send money.
  4. Then Enter the amount.
  5. Enter UPI Pin to confirm.
  6. And you have successfully made the payment using UPI without internet.

UPI 123PAY: 

It is an instant payment system developed for users who use feature phones. It allows people with a feature phone to securely make UPI payments without the internet. 

Following are the steps to make payment:-

  1. On your feature phone, dial any of the given number:-
  2. 080 4516 3666 / 6366 200 200 / 080 4516 3581.
  1. Choose from the option displayed.  
  2. After Selecting UPI ID option. Enter UPI ID of the person you want to send money.
  3. Then Enter the amount.
  4. Enter UPI Pin to confirm.
  5. And you have successfully made the payment using UPI without internet.

For more information: https://www.npci.org.in/what-we-do/99/product-overview
For more information: https://www.npci.org.in/what-we-do/upi-123pay/product-overview
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